Renting to own your building is fast, easy and secure. Pay over time for your building exclusively through RTO National. There is no credit check and no penalty for early buyout or cancellation. Please fill out the form below. Your credit will not be impacted (better still, you don’t even need credit – it’s not required for your lease.) And approval is guaranteed as long as you meet the basic criteria. Lease is not a loan and our program is not a credit card.